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How does this plan work?
All RTAs are eligible to enroll during open enrollment. You must contact the Enrollment Center to enroll in the program. Coverage
will be effective on 12/1/07 for those who enroll during open enrollment. New RTAs must enroll within 30 days of becoming an RTA.
Coverage will run on a monthly cycle with premium being collected by YTB through your credit card account on file. Premium will be
deducted the month prior to your coverage effective date (i.e. premium deducted in November for December coverage). If you do
not have a deduction, you will need to submit a Missed Premium form along with your payment for that coverage period.
Can I use any doctor or hospital?
You’re allowed to use any licensed doctor or hospital. There are no networks or doctor directories you are required use; however, you
can maximize your savings by using a provider that participates in the Beech Street Network. There are no deductibles that have to
be paid before the medical insurance covers an eligible expense. Most of the benefits have a calendar year maximum per covered
person.
What type of coverage will I and my eligible dependents have?
This is a limited benefit health insurance plan designed to provide coverage for many of your everyday health care needs. While the
coverage does not provide benefits that are unlimited in nature and would not cover catastrophic health needs it does provide basic,
valuable benefits.
Will I receive an ID card?
Yes, you will receive a fulfillment package including information for your medical, prescription and discount plan. The package
includes your ID cards, a Benefit Guide and a Benefit Booklet. These will be mailed to your home address.
Are there any Pre-Existing Condition Limitations under this policy?
There are no Pre-Existing Condition Limitations under the policy on the prescription program, discount program or medical benefits.
There are no medical questions to answer when enrolling.
Do I have to use a network pharmacy or formulary drug list?
Yes, you will receive a booklet in your packet listing drugs covered under the tiers as well as drugs that will be discounted.
This booklet will also include a list of participating pharmacies. You can also access this information online at
www.tieredpharmacy.com.
How do I submit a claim?
At the time of service, present your Standard Security Life medical insurance card to the provider and ask the provider to file the
claim directly with Standard Security Life. If the provider is unwilling to file the claim on your behalf, you can submit the claim yourself
and be reimbursed. Claim forms are available by calling Member Services.
Whom can I contact if I have questions about my benefits?
Call Member Services on their toll-free number, 1-800-822-3906 and a customer service representative will assist you.
Can I see the the Insurance Coverage?
Click here to view the coverage.
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